What You Need to Know About the 2025 Tax Sunset

What You Need to Know About the 2025 Tax Sunset

By Henry Zupko, MBA, CFP®  Some potentially significant tax changes on the horizon may affect both individuals and businesses. The 2017 Tax Cuts and Jobs Act (TCJA) established several laws that are expiring in 2025, leading to what is being referred to as the 2025 Tax Sunset. When critical changes like these are about to […]

5 Strategies for Saving Taxes in Retirement

5 Strategies for Saving Taxes in Retirement

By Oscar Casas, CFP®, CRPC®, MPAS®, ABFP℠  When you pause to imagine your retirement as you look forward to the next phase of life, taxes might not be the first thing on your mind. Typically, people start considering taxes around the month of February, and once they file their returns, they often push taxes out […]

We’re Never Too Busy to Help Someone You Care About

We’re Never Too Busy to Help Someone You Care About

By Henry Zupko, MBA, CFP®  Given the fast-paced rhythm of life, it’s easy to put off working with a financial advisor. But as our client, you are aware of the importance of prioritizing your financial well-being—and you likely want the same for those you care about. At Tranquility Path Investment Advisors, we understand. And when […]

The Best Time to Invest Was Yesterday: Timing the Market

The Best Time to Invest Was Yesterday: Timing the Market

By Oscar Casas, CFP®, CRPC®, MPAS®, ABFP℠  Trying to outperform the market with your investments might sound straightforward. Common intuition suggests that all you have to do is sell your stocks when economic conditions are down and reinvest when they go up. It appears to be a simple strategy, right? But the truth is that […]

When to Consolidate Old 401(k) Accounts

Consolidating old 401 (k) accounts

By Oscar Casas, CFP®, CRPC®, MPAS®, ABFP℠  How many different jobs have you had over the years? If you are anything like most Americans, the answer is probably quite a few. With multiple jobs comes the probability of multiple employee-sponsored retirement accounts in your name. The more of these accounts you have floating around, the […]

Paying Off Your Mortgage vs. Investing: Which Option Is Right for You?

2023-9_Paying Off Your Mortgage vs. Investing_ Which Option Is Right for You_

By Henry Zupko, MBA, CFP®   There are many rules and best practices when it comes to finances, but the most commonly held belief among experts is that you should earn more than you spend. If you follow that practice and have worked hard for decades to budget and save, you will likely end up with […]

Avoiding Financial Disaster in the First 10 Years of Retirement

2023-8_The Top 5 Financial Planning Challenges in the First 10 Years of Retirement

By Henry Zupko, MBA, CFP®  Retirement is an exciting time. In this brand-new chapter, your day-to-day life will look completely different. Although there are many benefits, there are some challenges that also come along with these golden years—the biggest one being that you leave behind the stability of a steady paycheck and a consistent schedule. […]

Will You Run Out of Money in Retirement?

2023-7_Will I Run Out of Money in Retirement

By Oscar Casas, CFP®, CRPC®, MPAS®, ABFP℠  Outliving your income is a serious concern for many people. That’s why it is crucial to establish a carefully crafted retirement income plan—a plan that is adaptable to changing circumstances in your life and is not overly dependent on market returns or economic conditions. Is there a specific […]

Navigating Retirement: How Social Security Fits Into Your Financial Future

2023-6_Where Does Social Security Fit in Your Retirement Plan

By Henry Zupko, MBA, CFP®  As retirement approaches, you’re likely considering the Social Security piece of the puzzle. Amidst the wealth of information around retirement timelines, benefit utilization, and withdrawal strategies, it can be a lot to digest and comprehend. While you’re likely aware that you’ve contributed to the Social Security system and will eventually […]

The Biggest Financial Mistakes We See Pre-Retirees Make

Biggest Mistakes

By Oscar Casas, CFP®, CRPC®, MPAS®, ABFP℠  The years leading up to retirement are crucial for building the wealth to support your desired retirement life. As you get closer to retirement age, it’s important to review your finances to stay on track to meet your goals. As you check your finances, keep an eye out […]