WHO WE SERVE

A true partner on your financial journey toward a tranquil retirement.

Our mission is to help you feel confident in your retirement plan knowing we’re always looking at the big picture.

More than anything else, partnering with Oscar and Tranquility Path has given me peace and confidence regarding my future.

– Ben

We Serve

Pre-Retirees

We specialize in guiding hardworking, family-oriented individuals, including those who have inherited money, as they plan for retirement. We help them develop a clear vision of their future and develop a comprehensive strategy that aligns with their financial and life goals. Our approach involves establishing long-term relationships with clients, involving both spouses in financial discussions, and striving to provide peace of mind to widows and widowers. We can help answer important questions such as when you can retire and what type of lifestyle you’ll be able to maintain in retirement.

We help you navigate the complexities of retirement savings and identify investment opportunities. We offer guidance on RSU options, if available, and utilize accounts in which clients, depending on the situation, can either pay taxes up front or delay until a future date.

We help you plan and implement a distribution strategy that doesn’t rely solely on investment income. We can also help you plan for required minimum distributions (RMDs) to shield your retirement savings from tax penalties and help you experience the retirement you deserve. Our goal is to help you feel confident about your retirement plan, so you can focus on the things that matter most to you.

Consider insurance planning a cost-effective way to manage unexpected events, such as the death of a loved one, long-term care needs, or disability. While financial planning focuses on growing your wealth, insurance planning helps you safeguard it. Depending on your personal situation, there may be strategies where insurance can help with retirement income, tax benefits, or estate planning.

To experience long-term financial stability in retirement, it’s crucial to understand your Social Security benefits and develop a personalized plan that integrates them with your overall financial picture. We can also guide you through the Medicare programs to help you make informed healthcare decisions.

We’ll help you plan how you want to distribute your wealth and assets among your family and loved ones after you pass away. Estate and legacy planning can help take care of your family and community, and we can help you determine the right questions to ask.

WE SERVE​

Retirees

You’ve worked hard to save, and now we’re helping you plan for the next phase of your life; the transition from accumulation to the distribution of your hard-earned savings. We understand the importance of including both spouses in financial discussions, ensuring you each have a confident retirement income plan in place, even in the event of a spouse’s passing. Our goal is to provide you with the peace of mind that comes from knowing you are prepared for whatever life throws at you.

We help you navigate the complexities of retirement savings and identify investment opportunities. We offer guidance on RSU options, if available, and utilize accounts in which clients, depending on the situation, can either pay taxes up front or delay until a future date.

Develop a well-planned distribution strategy that doesn’t rely solely on investment income to sustain your lifestyle and allows your portfolio to grow. We help you plan for required minimum distributions (RMDs) to avoid potential tax penalties and experience peace and confidence with a comprehensive distribution strategy for the retirement you deserve.

Managing your wealth is just as important as growing it. Insurance planning helps you prepare for unexpected events, such as the death of a loved one, the need for long-term care, or a disability, and is a cost-effective strategy to preserve your wealth.

Understand your Social Security benefits and Medicare programs so you can pursue long-term financial stability and make informed healthcare decisions. Our professional guidance helps you develop a personalized plan that integrates your Social Security income with your overall financial picture and provides the information you need to make the best decisions regarding Medicare.

We’ll gently guide you through planning how to distribute your assets after you pass away. Estate and legacy planning involves deciding who gets what, and we guide you through the process to best take care of your loved ones.

Our Client Stories

WE SERVE​

Next Generation

We work closely with young professionals and families to build multigenerational relationships and help them with complex financial decisions. From transferring assets to navigating life with aging parents and caring for children, we guide the next generation in building and preserving their wealth for their children’s future.

Investment Management: We help you consider investment options like IRAs and 401(k)s that can grow your money while enjoying tax benefits. Equity compensation, such as stock options and RSUs, can also be a valuable way to build wealth for the future and can be incorporated into your financial strategies. And we will work with you to help decide what you should do with your old 401(k). Your options can include keeping it with your old employer, rolling over the money into an IRA, rolling over into a new employer’s plan, or cashing out.

Waiting to start saving for retirement can mean having to save more later on to make up for lost time and missed contributions. We’ll help you take advantage of any employer-sponsored retirement plans or tax-advantaged retirement accounts to maximize your savings potential and plan for retirement. We evaluate periodically to see if you are on track for your desired retirement income. 

Manage your wealth by considering insurance planning—a cost-effective way to prepare for unexpected events like the death of a loved one, long-term care needs, or a disability. While financial planning is about growing your wealth, insurance planning is about protecting it. Depending on your personal situation, there may be strategies where insurance can help with retirement income, tax benefits, college planning, or estate planning.

We want to help you make the most of your life and leave a lasting legacy for your family. We guide you through the estate and legacy planning process to best take care of your loved ones and community. 

Get Started

Bring your retirement into clear focus.

Schedule your meeting with a Tranquility Path advisor to get started.

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