Retiring Confidently With a Diversified, Well-Rounded Portfolio
Retiring Confidently With a Diversified, Well-Balanced Portfolio By Oscar Casas, CFP®, CRPC®, MPAS®, ABFP℠ A stress-free retirement journey starts with a solid financial plan. And one of the most effective strategies is maintaining a diversified, well-rounded portfolio. By distributing your investments across varied asset classes, you can help mitigate risk and potentially optimize returns. This […]
Do You Have Questions About Your Medicare Plan?
By Oscar Casas, CFP®, CRPC®, MPAS®, ABFP℠ Medicare is a cornerstone of healthcare for many U.S. retirees, serving over 66 million people since its launch in 1965 and generating over $1 trillion in revenue in 2023. With nearly 96% of those aged 65 and older depending on it, Medicare’s impact on your financial future is […]
How AT&T Employees Can Catch Up for Retirement in a Hurry
By Henry Zupko, MBA, CFP® AT&T retirement considerations can play a big role in financial planning as the telecommunications giant offers its employees generous benefits packages. 401(k) retirement accounts are common components of these packages, allowing employees to save up for their retirement years with a few bonuses kicked in. However, some employees, especially older […]
What Is the FIRE Movement, and Is it Right for You?
By Oscar Casas, CFP®, CRPC®, MPAS®, ABFP℠ When only roughly one-third of American workers find their work engaging, it’s easy to find people who want to retire early—maybe even you. As it turns out, there is a full-on drive afoot. If you’ve spent time reading about personal finance, you might be asking this question: What […]
The Future of Social Security: Will it Withstand the Test of Time?
By Henry Zupko, MBA, CFP® The buzz around Social Security isn’t exactly uplifting. A whopping three-quarters of people over 50 fear the program will dry up during their lifetime. And nearly 40% of younger generations, like Gen Z and Millennials, doubt they’ll see a dime from it. These concerns stem from reports warning of the […]
Decoding HENRYs: Unveiling the High Earners Not Rich Yet Phenomenon
Oscar Casas, CFP®, CRPC®, MPAS®, ABFP℠ Are you a “HENRY”? High Earners, Not Rich Yet (HENRYs) is a term used to describe people who have the potential for high future wealth, but currently have assets tied up in lifestyle expenses. So why do so many HENRYs feel they have little to no actual wealth? Let’s […]
What You Need to Know About the 2025 Tax Sunset
By Henry Zupko, MBA, CFP® Some potentially significant tax changes on the horizon may affect both individuals and businesses. The 2017 Tax Cuts and Jobs Act (TCJA) established several laws that are expiring in 2025, leading to what is being referred to as the 2025 Tax Sunset. When critical changes like these are about to […]
5 Strategies for Saving Taxes in Retirement
By Oscar Casas, CFP®, CRPC®, MPAS®, ABFP℠ When you pause to imagine your retirement as you look forward to the next phase of life, taxes might not be the first thing on your mind. Typically, people start considering taxes around the month of February, and once they file their returns, they often push taxes out […]
We’re Never Too Busy to Help Someone You Care About
By Henry Zupko, MBA, CFP® Given the fast-paced rhythm of life, it’s easy to put off working with a financial advisor. But as our client, you are aware of the importance of prioritizing your financial well-being—and you likely want the same for those you care about. At Tranquility Path Investment Advisors, we understand. And when […]
The Best Time to Invest Was Yesterday: Timing the Market
By Oscar Casas, CFP®, CRPC®, MPAS®, ABFP℠ Trying to outperform the market with your investments might sound straightforward. Common intuition suggests that all you have to do is sell your stocks when economic conditions are down and reinvest when they go up. It appears to be a simple strategy, right? But the truth is that […]